Financial Literacy

General Guides

PDF iconFinancial Literacy Education in Libraries: Guidelines and Best Practices for Service, September 2014
PDF: Reference and User Services Association
http://www.ala.org/rusa/sites/ala.org.rusa/files/content/FLEGuidelines_Final_September_2014.pdf
Guidelines and best practices relating to financial literacy education in libraries.


Website iconConsumer.Gov
Website: Federal Trade Commission (FTC)
http://www.consumer.gov
Purposefully written in very simple language, this website developed by the FTC offers the basics of understanding money, credit, banking, scams, and more.


Website iconMoney Smart Week
Website: American Library Association
http://www.ala.org/offices/money-smart-week
Participate in 'Money Smart Week @ your library,' a national initiative between the ALA and the Federal Reserve Bank (Chicago) to provide financial literacy programming to help members of your community better manage their personal finances.


Website iconFree Publications for Libraries
Website: Consumer Financial Protection Bureau
http://promotions.usa.gov/cfpblibraries.html
Free financial education materials you can share with patrons or use in presentations. All materials are free from the CFPB and other government agencies.Order up to 1,000 free copies of each publication. Publications available in English and Spanish.


Website iconMoney Matters
Website: Federal Trade Commission
http://www.ftc.gov/moneymatters
Money Matters is a comprehensive personal finance website sponsored by the FTC. Educational categories include: Scam Watch, Credit Cards, Managing Your Money, Dealing with Debt, Your Home, and Jobs. Bulk orders of materials available for order.


Website iconStay Connected
Website: Federal Trade Commission
https://www.ftc.gov/stay-connected
Subscribe to a monthly e-newsletter called Penn Corner published by the FTC that highlights the work the FTC is doing to protect consumers and features free resources to help you avoid fraud.


Website iconMyMoney.Gov
Website: Federal Financial Literacy and Education Commission
http://www.mymoney.gov
MyMoney.gov is a website developed by the congressionally chartered Federal Financial Literacy and Education Commission. The website is dedicated to teaching all Americans the basics about financial education.


Website iconSmart Investing @ your library
Website : FINRA Investor Education Foundation and the American Library Association
http://smartinvesting.ala.org
A partnership between the FINRA Investor Education Foundation and the American Library Association offers grant opportunities for public libraries to enhance their financial literacy programming. The program also provides great resources and tools to download and share with patrons.


Home Buying

Website iconBuying a Home
Website: U.S. Department of Housing and Urban Development (HUD)
http://portal.hud.gov/hudportal/HUD?src=/topics/buying_a_home
Toolkit with general and state specific information about home buying topics. Website provides free resources to guide consumers through the nine key steps to buying a home.


Retirement Planning

Website iconTaking the Mystery Out of Retirement Planning
Website: U.S. Department of Labor, Employee Benefits Security Administration
http://www.dol.gov/ebsa/Publications/nearretirement.html
Available in both English and Spanish, this online version of Taking The Mystery Out Of Retirement Planning includes interactive worksheets that you complete as you read each chapter. You can download the fully illustrated 62-page PDF narrative or call toll free 1-866-444-3272 to order copies.


PDF iconRetirement Toolkit
PDF: Department of Labor, Social Security Administration, and the Centers for Medicare & Medicaid Services
http://www.dol.gov/ebsa/pdf/retirementtoolkit.pdf
The toolkit includes a list of publications and interactive tools to help in planning, plus information on how to contact the three federal agencies involved in key elements of retirement planning and security (Department of Labor, Social Security Administration, and the Centers for Medicare & Medicaid Services) with specific questions.


Website iconmyRA.gov
Website: U.S. Department of the Treasury
https://myra.gov
myRA was developed for people who don’t have access to retirement savings plans at work or who lack other options to save. This may include small business employees, part-time and temporary workers, and the self-employed.